​Engineering Insurance is a type of coverage designed to protect businesses and individuals against risks associated with engineering projects, machinery, and construction. It covers financial losses due to unforeseen events such as equipment breakdowns, construction accidents, or third-party liabilities.

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1. Contractors’ All Risk (CAR) 

   • Covers damage to construction projects, including buildings, roads, and bridges.

   • Includes protection against fire, theft, storms, and accidental damage.

   • Often includes third-party liability for injury or property damage.​

2. Machinery Breakdown 

   • Protects against sudden and accidental breakdowns of machinery and equipment.

   • Covers repair or replacement costs.

3. Electronic Equipment 

   • Covers damage to computers, medical equipment, and other sensitive electronic devices.

   • Includes risks like short circuits, power fluctuations, and fire.

4. Plant and Machinery 

   • Covers construction equipment like cranes, bulldozers, and excavators against theft, accidental damage, and breakdowns.