​Engineering Insurance is coverage which is designed to protect businesses and individuals against risks associated with engineering projects, construction projects and plant and machinery losses. It covers financial losses due to unforeseen events such as equipment breakdowns, construction accidents, weather incidents or third-party liabilities.

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1. Contractors’ All Risk (CAR) 

   • Covers damage to construction projects, including buildings, roads and bridges.

   • Includes protection against fire, theft, storms and accidental damage.

   • Often includes third-party liability for injury or property damage.​

2. Machinery Breakdown 

   • Protects against sudden and accidental breakdowns of machinery and equipment.

   • Covers repair or replacement costs.

3. Electronic Equipment 

   • Covers damage to computers, medical equipment and other sensitive electronic devices.

   • Includes risks like short circuits, power fluctuations and fire.

4. Plant and Machinery 

   • Covers construction equipment like cranes, bulldozers and excavators against theft, accidental damage, and breakdowns.